August 2010 eNewsletter

Opt-In for Overdraft Protection

Recent regulations require members to opt-in to overdraft protection services for ATM and every day debit card transactions. Overdraft privilege could save you the hassle and embarrassment of declined transactions at your local restaurant or merchant and offers you peace of mind for the times when you need it most. In order for us to provide this service, you must opt-In.

You may opt-in electronically, by phone, or at any of our branch locations. Click here to learn more.

Lakeway Opening September 9

Our 19th Austin Metro location, located along RR 620 next to Jiffy Lube in Lakeway between Lakeway Blvd. and Lohmans Crossing, is scheduled to open on September 9! We are excited to open our first branch in the Lake Travis area.

In October, we will open a branch in Taylor, located on N. Main Street in the parking lot of WalMart, features two drive-thru lanes, an ATM, new accounts, loans, safe deposit boxes and more.

Additionally, construction is moving right along on our San Marcos branch, located on the south east corner of Hwy 80 and IH-35. This branch is scheduled to open on December 9.

We look forward to building new relationships as we continue to grow and open new branches throughout the Austin Metro area. To learn about new branches, visit our Branches in the Works page anytime!

New, Lower Loan Rates

Did you notice? We recently lowered our loan rates! Check out our great rates on Auto, Home Equity and Business Loans.

With a loan from Austin Telco, you'll get flexible terms and fast, friendly service. Best of all, you have the confidence of knowing you have received one of the best rates available. To find out how much you can save, contact a Loan Specialist today at 512.302.5555, x7194.

VISA Credit Card

Austin Telco Federal Credit Union is pleased to offer our members this prestigious VISA credit card. Your ATFCU VISA card gives you the security, reliability, and convenience of the number one payment card used by people around the world. Use your card to pay for purchases at more than 28 million locations. ATFCU VISA cardholders can also use their cards to obtain cash at more than 800,000 VISA ATMs and 400,000 VISA Member offices worldwide.

Our low 9.90% fixed annual percentage rate is among the lowest in the nation. Cardholders are provided with an array of other benefits including no annual fee, 25 day grace period, ATM access and no-fee cash advances. For more information, click here or apply online!

Loan and Savings Rates

Commercial Real Estate, Home Equity, Auto Loans and more!

Certificates of Deposit, Money Market, Regular Savings and more!

Investment Services

Statistically Speaking

As of July 31, 2010

Number of Members	66,515
Number of Checking Accounts	34,343
Capital	$ 91,224,771
Loans	$ 348,435,758
Deposits	$ 960,639,250
Assets	$ 1,056,330,642

Regular Lobby & Drive-Thru Hours

Monday & Friday

All Lobbies 9:00 AM - 6:00 PM
All Drive-Thru's 7:30 AM - 6:00 PM

Tuesday, Wednesday & Thursday

All Lobbies 9:00 AM - 4:00 PM
All Drive-Thru's 7:30 AM - 6:00 PM

Saturday

Select Lobbies* 9:00 AM – 1:00 PM
All Drive-Thru’s 9:00 AM – 1:00 PM

*La Frontera, Taos, Leander, Bastrop, Pecan Park, Brodie Lane, Georgetown, Cedar Park, Buda, Stone Hill, Tech Ridge and University Oaks

If you have any questions or need more information on our locations, please call 512.302.5555, ext. 7000.